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    Get more out of your calculations with Australia’s smartest home loan tool. Better understand your available deposit and what you can afford to bid on.

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Related Guides

How to calculate your borrowing power for a home loan
First home buyer

How to calculate your borrowing power for a home loan

Your borrowing power is the amount a lender will let you borrow when you apply for a home loan. Also known as borrowing capacity, it is one of the most important factors in determining what you can afford when it comes to buying a property.

10 Dec 2019

How to avoid stamp duty
First home buyer

How to avoid stamp duty

There are ways you can reduce the amount of stamp duty you’ll pay, and even how you may be able to avoid it altogether.

09 Oct 2022

What are LMI and LVR?
Home loan basics

What are LMI and LVR?

Find out what exactly do they mean and how will they affect you.

07 Sep 2017

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About home loan specialists

The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. REA can connect you with our referral partner ubank, part of National Australia Bank Limited ABN 12 004 044 937 (AFSL and Australian Credit Licence 230686), or introduce you to a mortgage broker accredited with either Mortgage Choice Pty Ltd ACN 009 161 979 (Mortgage Choice) (Australian Credit Licence 382869) or Smartline Operations Pty Ltd ACN 086 467 727 (Smartline) (Australian Credit Licence 385325), who can talk to you about home loans from a range of lenders. Mortgage Choice and Smartline are wholly-owned subsidiaries of REA. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline.  

* Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, the product may not include all the features relevant to you, and not all products are available in all states and territories. 

^ Comparison rates are based on a loan of $150,000 over a term of 25 years. Interest rates subject to change. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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